Yolanda Afaneh

NMLS # 2386251

786-277-1815

Yafaneh@sthloans.com

Yolanda Afaneh Mortgage Loan officer

Blog

Repayment Options for VA Loans

Repayment Options for VA Loans

When it comes to buying a home, the mortgage choices can be as diverse as the neighborhoods themselves. One standout option designed to lend a hand to veterans, active-duty service members, and eligible spouses in their quest for homeownership is the VA h

Sep 21, 2023 | VA Loans

8 Ways to Identify a Mortgage Scam and Protect Yourself

8 Ways to Identify a Mortgage Scam and Protect Yourself

Getting that key to your dream home is like catching a glimpse of a shooting star – it is thrilling! But wait, the galaxy of the mortgage world has its share of tricky comets as well. These shady mortgage scams can transform your dream into a haunti

Sep 19, 2023 | Purchasing a Home

Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

Buying a house is a big deal, and there's some key phrases that you need to know. You can conquer the world of real estate once you understand a powerful weapon in your financial arsenal: the "debt-to-income ratio." Don't let the jargon scare you –

Sep 14, 2023 | Purchasing a Home

How to Avoid Private Mortgage Insurance (PMI)

How to Avoid Private Mortgage Insurance (PMI)

Imagine you're on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There's a sneaky hurdle called Private Mortgage Insurance (PMI) lurking in the shadows. Buckle up, because we're about

Sep 12, 2023 | Purchasing a Home

We will Always Remember those who died on September 11th, 2001

We will Always Remember those who died on September 11th, 2001

September 11, 2001, will always be remembered as a day that changed the course of history and the lives of countless individuals forever. As we reflect upon the tragic events of that day, our hearts are heavy with the memory of the nearly 3,000 innocent p

Sep 11, 2023 |

Renting vs. Buying: The Great Housing Debate

Renting vs. Buying: The Great Housing Debate

Are you caught in the dilemma of choosing between renting a cozy apartment or leaping into the exciting world of homeownership? It's a big decision that countless individuals grapple with. Let's delve deeper into the wild ride of renting and buying to unr

Sep 07, 2023 | Purchasing a Home